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Investment Advisory Services

What do Individuals and Companies with their surplus Fund?

Individuals
Keep the money in Savings Bank account and get taxable interest of less than 4%.

 

 

 

Companies and Other Organizations
Keep the money in Current Account and utilize it according to the fund requirement for expenses. Balance amount will be in the Current Account without Generating any return.

Why cant they avoid this concept of keeping money without return?

We have professionally designed risk free investment plan to invest the fund according to the needs of the client for a duration of 5 days onwards. The Mode of Investments are:

Daily Fund Management     - In Debt or Equity Fund according to the Discretion of the Client
Short Term Investments    - In Debt or Equity Fund according to the Discretion of the Client
Long Term Investments     -- In Debt or Equity Fund according to the Discretion of the Client
 

Tax Saving Investment
 

Tax Free Bonds

We understand that every client comes to us with her or his own unique concerns, needs and financial situation. Often, our client's worries are aggravated because there doesn't seem to be enough hours in the day to stay on top of everything. Yet, there is the recognition that one's financial well- being is tied to constantly fluid capital markets, ever-changing tax and pension laws and an endless proliferation of product choices. Sorting fact from fiction in the overwhelming din of information now available just adds to the stress.

That is where our personal financial advisor makes such a difference. We help you design a clear path to the milestones that are critical in your life. And we do it by asking you some very important and very different questions at the outset. What is the vision of the life that you most want to live? What are your dreams and how can we express them as understandable financial goals? What is important about money, to you?

Through this in-depth dialogue, we also gather critical information such as your investment horizon, long term income requirements, risk tolerance and capacity and liquidity needs. We then take planning to the next level. We undertake a thorough review of your tax status as well as your estate, critical illness and disability needs. Personal elements as well as family dynamics become a vital part of the mosaic.

 


Our Services for You
Managing your money and planning your financial security are no easy tasks. Time constraints, tax laws that are constantly changing and a confusing assortment of investment options - all present roadblocks for most people seeking to manage their finances in a profitable way.

As an experienced private investment advisor, we are able to offer high - performance financial products that help you take right financial decisions.

Our experts analyze your basic financial goals - elements such as needs and desires, your experiences, your status in life and your current net worth and then advise an optimal solution.

The Products
We advise on an entire range of "third party" products - including asset products, liability products and insurance services.

Every piece of wealth - bank deposits securities investments, fixed deposits, real estate - carries its own set of risks. we brings to you a holistic picture of your wealth - the risks you face and the opportunities hidden with them.

Wealth Management
As your assets grow so do the challenges of picking the right wealth management solutions. And today, more than ever before, investors like you, are constantly in need of financial partners who have the expertise to understand these challenges and offer winning solutions.

Investment Management
There is no single investment strategy that suits everyone. We have channeled our successful wealth management expertise to create a wide array of solutions that cater to a range of risk and return preferences.

Investment planning begins with determining an appropriate asset mix more than picking good funds. Your portfolio should be balanced to provide security, income and growth. Diversification and balanced investing give protection against portfolio volatility as a whole and keep you invested and on track.

Based on your goals, time frame for investing and risk/reward tolerance, we choose the right combination of investments and customize an asset allocation strategy for your portfolio.

 

 



As your investment manager, we try to maximize your after-tax returns through careful portfolio construction, risk management, and disciplined rebalancing. We aim to consistently deliver high risk-adjusted returns, irrespective of your specific investment goals.

Products
Mutual Fund
Bonds
Insurance
Life Insurance
General Insurance
Corporate Fixed Deposit

Mutual Funds
Benefits of investing through a mutual fund
Mutual funds allow you to invest small sums. 

Professional management
The major advantage of investing in a mutual fund is that you get a professional money manager to manage your investments for a small fee. You can leave the investment decisions to him and only have to monitor the performance of the fund at regular intervals.

Diversification
Considered the essential tool in risk management, mutual funds make it possible for even small investors to diversify their portfolio. A mutual fund can effectively diversify its portfolio because of the large corpus. However, a small investor cannot have a well-diversified portfolio because it calls for large investment. 

Convenience
Mutual funds offer tailor-made solutions like systematic investment plans and systematic withdrawal plans to investors, which is very convenient to investors. Investors also do not have to worry about investment decisions, they do not have to deal with brokerage or depository, etc. for buying or selling of securities. Mutual funds also offer specialized schemes like retirement plans, children's plans, industry specific schemes, etc. to suit personal preference of investors. These schemes also help small investors with asset allocation of their corpus. It also saves a lot of paper work.

 


Cost effectiveness
A small investor will find that the mutual fund route is a cost-effective method and it also saves a lot of transaction cost as mutual funds get concession from brokerages. Also, the investor gets the service of a financial professional for a very small fee. If he were to seek a financial advisor's help directly, he will end up paying significantly more for investment advice. Also, he will need to have a sizeable corpus to offer for investment management to be eligible for an investment adviser's services.


Liquidity
You can liquidate your investments within 3 to 5 working days (mutual funds dispatch redemption cheques speedily and also offer direct credit facility into your bank account i.e. Electronic Clearing Services).

Tax breaks
You do not have to pay any taxes on dividends issued by mutual funds. You also have the advantage of capital gains taxation. Tax-saving schemes and pension schemes give you the added advantage of benefits under section 80-C.

 


Transparency
Mutual funds offer daily NAVs of schemes, which help you to monitor your investments on a regular basis. They also send quarterly newsletters, which give details of the portfolio, performance of schemes against various benchmarks, etc. They are also well regulated and Sebi monitors their actions closely.
 

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